Kenya Finance CalculatorOctober 2026
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.
Banking / M-PESA charges by amount
M-PESA Charges for KSh 25,000 (2026)
Sending KSh 25,000 to a registered M-PESA user costs KSh 108. Withdrawing it from an agent costs KSh 197. Sending and cashing out costs about KSh 305 in total.
Figures last updated . Based on the Safaricom M-PESA tariff table in our calculator.
All M-PESA charges for KSh 25,000
| Transaction | Fee | Balance needed |
|---|---|---|
| Send to registered M-PESA user | KSh 108 | KSh 25,108 |
| Send to unregistered user | KSh 330 | KSh 25,330 |
| Withdraw from an agent | KSh 197 | KSh 25,197 |
| Withdraw from an ATM | KSh 203 | KSh 25,203 |
| Pochi la Biashara | KSh 50.00 | KSh 25,050.00 |
| Pay at a fuel station till | KSh 137.50 | KSh 25,137.50 |
| Pay at a retail Buy Goods till | KSh 0 | KSh 25,000 |
Estimates from the tariff table in our M-PESA charges calculator. See the M-PESA charges 2026 guide for the full tariff.
Quick Answers
KSh 25,000 M-PESA charges FAQs
How much does it cost to send KSh 25,000 on M-PESA?
Sending KSh 25,000 to a registered M-PESA user costs KSh 108, so you need KSh 25,108 in your account. To an unregistered number the charge is KSh 330.
What is the M-PESA withdrawal charge for KSh 25,000?
Withdrawing KSh 25,000 from an M-PESA agent costs KSh 197. At an ATM it costs KSh 203.
What is the total cost to send KSh 25,000 and have it cashed out?
The sender pays KSh 108 and the recipient pays KSh 197 to withdraw at an agent, about KSh 305 in total fees.
Are these charges guaranteed?
They follow the Safaricom tariff table used in our calculator and are estimates. Safaricom can change tariffs, so confirm on the M-PESA menu before a large transfer.