Legal & terms

Terms of Use & Disclaimer

Last updated: August 2026

1. Financial, Tax & Investment Disclaimer

The calculators and resources provided on Kenya Finance Calculator (financecalcke.co.ke) are designed for educational, informational, and general financial planning purposes only.

While every effort is made to maintain calculations strictly aligned with current Kenyan statutory acts and official publications (including KRA PAYE bands, SHIA 2023, Affordable Housing Act 2024, NSSF Act 2013, CBK DhowCSD auction benchmarks, and Safaricom M-PESA tariffs), calculations represent estimates and should not be construed as formal tax, legal, accounting, or licensed financial advisory services.

You should consult a certified public accountant (CPA-K), licensed investment advisor, or certified clearing agent for official statutory returns and high-value transactions.

2. Use of Calculators

You are permitted to use our calculators for personal and internal business evaluation free of charge. You agree not to misuse, scrape maliciously, or attempt to disrupt the platform's infrastructure.

3. Accuracy & Market Volatility

Kenyan financial rates and statutory levies are subject to regular revision:

  • CBK Securities & Fixed Income: Weekly Treasury Bill yields and Infrastructure Bond returns fluctuate based on competitive Central Bank auction bids.
  • SACCO Dividends & Loans: Payout percentages and borrowing multipliers depend on individual SACCO annual AGM approvals and member bylaws.
  • KRA Motor Vehicle Customs: Actual import duties payable at Mombasa Port are determined by physical vehicle inspection and final KRA CRSP assessments.
  • Mobile Money Tariffs: M-PESA fees include statutory 20% Excise Duty as published by Safaricom and regulated by the Central Bank of Kenya.

4. Inquiries & Legal Notices

For inquiries regarding terms, corrections, or suggestions, please contact us at: financecalcke@outlook.com.