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Kenya Banking & Mobile Money Calculators

Compare transfer tariffs, maximize savings in SACCOs, and calculate yields on CBK Treasury Bills and bank fixed deposits.

T-Bill Returns by Amount (KSh 50,000 to 5M)

Net interest on 91, 182 and 364-day T-Bills at the latest CBK rates.

M-PESA Charges by Amount (KSh 100 to 250,000)

See send and agent withdrawal fees for common amounts.

M-PESA Charges & Tariff Calculator

Estimate Safaricom fees for sending, agent withdrawals, and Pochi/Till payments.

Kenya Treasury Bills & Bonds Calculator

Estimate 91/182/364-day CBK T-Bill discounts and tax-free IFB bond returns.

SACCO Dividend & Interest Calculator

Calculate annual dividend payouts on deposits & shares minus 5% WHT.

Bank Fixed Deposit (FD) Calculator

Calculate bank fixed deposit interest and net payout after 15% withholding tax.

Updated

October 2026

Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.

Official sources

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