Banking / M-PESA charges by amount

M-PESA Charges by Amount (2026)

What it costs to send money to a registered user and to withdraw from an agent. For an amount not listed, use the M-PESA charges calculator.

Amount	Send fee	Agent withdrawal	Send + cash out
KSh 100	KSh 0	KSh 11	KSh 11
KSh 200	KSh 7	KSh 29	KSh 36
KSh 500	KSh 7	KSh 29	KSh 36
KSh 1,000	KSh 13	KSh 29	KSh 42
KSh 1,500	KSh 23	KSh 29	KSh 52
KSh 2,000	KSh 33	KSh 29	KSh 62
KSh 2,500	KSh 33	KSh 29	KSh 62
KSh 3,000	KSh 52	KSh 52	KSh 104
KSh 3,500	KSh 52	KSh 52	KSh 104
KSh 5,000	KSh 57	KSh 69	KSh 126
KSh 7,500	KSh 78	KSh 87	KSh 165
KSh 10,000	KSh 90	KSh 115	KSh 205
KSh 15,000	KSh 100	KSh 167	KSh 267
KSh 20,000	KSh 105	KSh 185	KSh 290
KSh 25,000	KSh 108	KSh 197	KSh 305
KSh 30,000	KSh 108	KSh 197	KSh 305
KSh 50,000	KSh 108	KSh 278	KSh 386
KSh 100,000	KSh 108	KSh 309	KSh 417
KSh 150,000	KSh 108	KSh 309	KSh 417
KSh 250,000	KSh 108	KSh 309	KSh 417

Estimates based on the tariff table in our calculator. Confirm with Safaricom before large transfers.