Banking / M-PESA charges by amount

M-PESA Charges for KSh 15,000 (2026)

Sending KSh 15,000 to a registered M-PESA user costs KSh 100. Withdrawing it from an agent costs KSh 167. Sending and cashing out costs about KSh 267 in total.

Figures last updated . Based on the Safaricom M-PESA tariff table in our calculator.

All M-PESA charges for KSh 15,000

TransactionFeeBalance needed
Send to registered M-PESA userKSh 100KSh 15,100
Send to unregistered userKSh 290KSh 15,290
Withdraw from an agentKSh 167KSh 15,167
Withdraw from an ATMKSh 203KSh 15,203
Pochi la BiasharaKSh 50.00KSh 15,050.00
Pay at a fuel station tillKSh 82.50KSh 15,082.50
Pay at a retail Buy Goods tillKSh 0KSh 15,000

Estimates from the tariff table in our M-PESA charges calculator. See the M-PESA charges 2026 guide for the full tariff.

Quick Answers

KSh 15,000 M-PESA charges FAQs

How much does it cost to send KSh 15,000 on M-PESA?

Sending KSh 15,000 to a registered M-PESA user costs KSh 100, so you need KSh 15,100 in your account. To an unregistered number the charge is KSh 290.

What is the M-PESA withdrawal charge for KSh 15,000?

Withdrawing KSh 15,000 from an M-PESA agent costs KSh 167. At an ATM it costs KSh 203.

What is the total cost to send KSh 15,000 and have it cashed out?

The sender pays KSh 100 and the recipient pays KSh 167 to withdraw at an agent, about KSh 267 in total fees.

Are these charges guaranteed?

They follow the Safaricom tariff table used in our calculator and are estimates. Safaricom can change tariffs, so confirm on the M-PESA menu before a large transfer.

Updated

October 2026

Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.