Kenya Finance CalculatorOctober 2026
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.
Banking / M-PESA charges by amount
M-PESA Charges for KSh 500 (2026)
Sending KSh 500 to a registered M-PESA user costs KSh 7. Withdrawing it from an agent costs KSh 29. Sending and cashing out costs about KSh 36 in total.
Figures last updated . Based on the Safaricom M-PESA tariff table in our calculator.
All M-PESA charges for KSh 500
| Transaction | Fee | Balance needed |
|---|---|---|
| Send to registered M-PESA user | KSh 7 | KSh 507 |
| Send to unregistered user | KSh 49 | KSh 549 |
| Withdraw from an agent | KSh 29 | KSh 529 |
| Withdraw from an ATM | KSh 35 | KSh 535 |
| Pochi la Biashara | KSh 7.00 | KSh 507.00 |
| Pay at a fuel station till | KSh 2.75 | KSh 502.75 |
| Pay at a retail Buy Goods till | KSh 0 | KSh 500 |
Estimates from the tariff table in our M-PESA charges calculator. See the M-PESA charges 2026 guide for the full tariff.
Quick Answers
KSh 500 M-PESA charges FAQs
How much does it cost to send KSh 500 on M-PESA?
Sending KSh 500 to a registered M-PESA user costs KSh 7, so you need KSh 507 in your account. To an unregistered number the charge is KSh 49.
What is the M-PESA withdrawal charge for KSh 500?
Withdrawing KSh 500 from an M-PESA agent costs KSh 29. At an ATM it costs KSh 35.
What is the total cost to send KSh 500 and have it cashed out?
The sender pays KSh 7 and the recipient pays KSh 29 to withdraw at an agent, about KSh 36 in total fees.
Are these charges guaranteed?
They follow the Safaricom tariff table used in our calculator and are estimates. Safaricom can change tariffs, so confirm on the M-PESA menu before a large transfer.