Kenya Finance CalculatorBanking / T-Bill returns by amount
T-Bill Returns in Kenya by Amount (2026)
Net interest after 15% withholding tax, using CBK average auction rates as of 5 November 2026. For other amounts or your own bid rate, use the T-Bill calculator.
| Face value | 91-day net | 182-day net | 364-day net |
|---|---|---|---|
| KSh 50,000 | KSh 907 | KSh 1,795 | KSh 3,510 |
| KSh 100,000 | KSh 1,815 | KSh 3,590 | KSh 7,021 |
| KSh 200,000 | KSh 3,629 | KSh 7,181 | KSh 14,042 |
| KSh 250,000 | KSh 4,537 | KSh 8,976 | KSh 17,552 |
| KSh 300,000 | KSh 5,444 | KSh 10,771 | KSh 21,062 |
| KSh 400,000 | KSh 7,259 | KSh 14,362 | KSh 28,083 |
| KSh 500,000 | KSh 9,073 | KSh 17,952 | KSh 35,104 |
| KSh 750,000 | KSh 13,610 | KSh 26,929 | KSh 52,656 |
| KSh 1,000,000 | KSh 18,147 | KSh 35,905 | KSh 70,208 |
| KSh 1,500,000 | KSh 27,220 | KSh 53,857 | KSh 105,312 |
| KSh 2,000,000 | KSh 36,294 | KSh 71,809 | KSh 140,417 |
| KSh 5,000,000 | KSh 90,735 | KSh 179,524 | KSh 351,041 |
Estimates only. Actual returns depend on the auction rate you are allotted.