October 2026
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.
Salary tools / Net salary by amount
A gross salary of KSh 30,000 a month leaves you about KSh 26,194 after PAYE, NSSF, SHIF and the Affordable Housing Levy. That is 87.3% of your gross pay. Change any figure below to match your payslip.
Figures last updated . Based on 2026 KRA PAYE bands, NSSF Year 4, SHIF 2.75% and the 1.5% Housing Levy.
| Item | Amount per month | % of gross |
|---|---|---|
| Gross salary | KSh 30,000 | 100% |
| PAYE (after KSh 2,400 personal relief) | โKSh 731 | 2.4% |
| NSSF (employee, Year 4) | โKSh 1,800 | 6.0% |
| SHIF (2.75% of gross) | โKSh 825 | 2.8% |
| Affordable Housing Levy (1.5% of gross) | โKSh 450 | 1.5% |
| Net take-home pay | KSh 26,194 | 87.3% |
Taxable pay = KSh 30,000 โ NSSF KSh 1,800 โ SHIF KSh 825 โ Housing Levy KSh 450 = KSh 26,925.
| Band | Rate | Taxable in band | Tax |
|---|---|---|---|
| KSh 0 to KSh 24,000 | 10% | KSh 24,000 | KSh 2,400 |
| KSh 24,001 to KSh 32,333 | 25% | KSh 2,925 | KSh 731 |
| PAYE before relief | KSh 3,131 | ||
| Less personal relief | โKSh 2,400 | ||
| PAYE payable | KSh 731 | ||
Employer view: on top of the KSh 30,000 gross, the employer pays a matching NSSF of KSh 1,800 and the 1.5% Housing Levy of KSh 450, so the salary costs the employer about KSh 32,250 a month. Figures use the same engine as our Kenya PAYE calculator and are estimates, not tax advice.
Quick Answers
On a gross monthly salary of KSh 30,000 with no extra benefits, pension or insurance, take-home pay is about KSh 26,194 (87.3% of gross). Total deductions are about KSh 3,806.
Taxable pay is KSh 26,925 after NSSF, SHIF and Housing Levy. PAYE before relief is KSh 3,131; after the KSh 2,400 personal relief the PAYE payable is KSh 731, an effective rate of 2.4% of gross.
Besides the gross salary, the employer matches NSSF (KSh 1,800) and pays the 1.5% Housing Levy (KSh 450), so the estimated monthly cost to the employer is about KSh 32,250.
Yes. Pension contributions, insurance relief, taxable benefits such as housing or a car, SACCO and loan deductions, and employer-specific rounding all change the final figure. Use the calculator above to add them.
Guides
How Kenya's progressive PAYE bands work in 2026, which deductions reduce taxable pay, and a full worked example.
GuideConvert gross salary to take-home pay in Kenya: every deduction, the order of calculation, and a worked example.
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.